Risk Factors

Investments in Mutual Funds are subject to Market Risks.

• Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence, we do not deal in Direct Plans.

Insurance is the subject matter of the solicitation.

• The information obtained at/or through this site is not and should not be construed as an offer for a policy or any other assistance. The terms and conditions on which the policies are sold by Insurance companies are subject to changes from time to time depending on various factors. While the site may be updated with changes periodically, we do not guarantee that this site reflects the latest amendments/ information at all times or at any time. The terms and conditions are also largely dependent on the prevalent IRDA Regulations.

Disclaimer, Terms and Conditions

These are the terms and conditions for the use of the Akshaypatra website and the related services offered by Akshaypatra (“Related Services”).

• For the purpose of this disclaimer, “Related Services” refers to assistance provided for mutual fund investments through digital platforms, email, phone, messaging services, or any other mode of communication.
• Akshaypatra owns and operates this website and all its contents. By accessing this website or using any of the Related Services, you acknowledge and agree to the terms and conditions stated below. Akshaypatra reserves the right to modify these terms at any time without prior notice, and continued use of the website shall constitute your acceptance of such changes.

1. Nature of Information

• The information, tools, and materials contained on this website and provided through Related Services represent general information only.
  They are not intended as investment advice, financial planning advice, or a recommendation to buy, sell, or hold any mutual fund scheme.
• Users are advised to exercise independent judgment and refer to official Scheme Information Documents (SID), Statement of Additional Information (SAI), and Key Information Memoranda (KIM) before making any investment decisions.

2. No Warranty or Guarantee

• While Akshaypatra endeavours to provide accurate and updated information:
• We do not guarantee the accuracy, completeness, or timeliness of any data or content on the website.
• We do not accept responsibility for any loss, direct or indirect, arising out of decisions taken based on information provided through the website or Related Services.
• Nothing on this website should be construed as any form of performance assurance, return guarantee, or forecast of future results.

3. Suitability

• The mutual fund schemes discussed or referenced on this website may not be suitable for all investors. Individual investors should assess their risk profile, financial objectives, and investment horizon before investing.

4. Intellectual Property

• All content on the website—including text, graphics, design, layout, and data—is the intellectual property of Akshaypatra.
  No part of the website may be:
• • copied
  • reproduced
  • republished
  • uploaded
  • posted
  • transmitted
  • distributed
• for any commercial or non-personal purpose without prior written permission from Akshaypatra.

5. Third-Party Links

• The website may contain links to third-party websites for convenience. Akshaypatra:
• • does not endorse
  • does not recommend, and
  • is not responsible for any content, products, or services offered on linked sites.
• Users access such third-party websites at their own discretion.

6. Acceptance of Terms

• If you do not agree with any of the terms and conditions stated herein, you are advised to discontinue the use of this website and Related Services immediately.